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Retirement Account Inheritance Planning

Do you have an IRA or a corporate retirement account, like a 401(k), 401(a), 403(a), 403(b), 457, etc.? We work with financial advisors to help our clients turn their retirement accounts into tremendous sources of protected wealth for their children and grandchildren.  If the combined value of your accounts (and those of your spouse) equals or exceeds $150,000, this planning is an opportunity for your family that you should consider pursuing.

Thanks to recent rulings by the IRS that approve this strategy, you can now leave your retirement accounts to a specially designed trust, which we call a Retirement Account Trust. 

But why would you want to do this? By using one of our Retirement Account Trusts:

• You may extend (or "stretchout") your retirement plan's tax deferral for a generation or more. This could mean the difference between leaving a "nice gift" to your children and leaving a legacy for generations.
• You may protect the account assets that your loved ones inherit from creditors, lawsuits and divorces. Why should someone who isn't related to you (or your heirs) be able to profit from your years of saving and investing?
  
  

We would be delighted to discuss all of the benefits of a Retirement Account Trust with you. Please call our office at 916-273-9040 or click here to request an appointment and find out more.

PLEASE NOTE:
Many financial advisors are not yet fully up-to-speed on the benefits of establishing Retirement Account Trust. We We would be delighted to speak with your advisor about whether Retirement Account Trust makes sense for you. We can also provide your advisor with a number of published articles that discuss the benefits and operation of the Retirement Account Trust.  The advantages for your advisor may be tremendous, including having your account grow for much, much longer -- tax free -- under their management. This strategy is a "win-win" for you, for your children and grandchildren, and for your financial advisor.